TOPAZ HORIZON

Of course, homeschooling is much more affordable than school-school. That's why I went back to the corporate world so we can pay the tuition and save money for college.

I've been doing a ton of calculations recently because a good education in the Philippines is so expensive. 

Well, it doesn't have to be. I'm proud to say that half of my education was spent in public schools (thank you, Filipino taxpayer!). And I just want to put this out there: many people I know who studied in exclusive private schools have atrocious grammar. My fellow public school classmates? Never made a grammar mistake. It's not the school. It's the student. I'll leave it at that.

So why am I intent on giving my kids a private school education? For the connections? The prestige? The hope that going to an international school will give them a foot in the door to a life out of here? Sigh. I'm still figuring it out. 

Anyway, I've been playing around with these tools on SavingsCalculator.org. They have a calculator for savings goals, college savings, and retirement planning. You can change the currency. The site says that the calculation for figuring compound savings is the same almost everywhere, especially as their calculators allow different compounding frequencies. 

So I tried them out. They look like this:

Hehe sorry, this college calculator is empty. I can't show you my figures! But I also realized I didn't have enough information like the annual school costs inflation rate and the tuition fees of the colleges I hope my kids will go to. Well, I want my kids to go to just my alma mater, UP Diliman. And since it's a state university, it's very cheap! 

We actually have insurance policies for their education. So college is pretty much in the bag!