Showing posts with label Press Release & Guest Post. Show all posts
Showing posts with label Press Release & Guest Post. Show all posts

Sunday, April 21, 2024

Empowerment Alert for Moms and Kids: Join the Self-Defense Workshop to Bond and Become Unstoppable!

Lean In Network Manila, in collaboration with Origins Athletics, is excited to announce a groundbreaking event designed exclusively for moms and their children: The Moms and Kids Self-Defense Workshop. Set to take place on Saturday, May 18, 2024, at 3 PM at Origins Athletics San Juan, this event promises to be an unforgettable adventure of strength, solidarity, and empowerment.



About Lean In Network Manila and Origins Athletics:


Lean In Network Manila is part of the global Lean In community, inspired by Sheryl Sandberg's book "Lean In: Women, Work, and the Will to Lead." It's dedicated to encouraging women to pursue their ambitions and offering them the support and resources to help achieve their goals. 


Origins Athletics is renowned for its commitment to fostering a community of strength, health, and empowerment through fitness training and martial arts like jujitsu, judo, and kickboxing. As a pioneer in promoting physical well-being and self-defense skills among all age groups, Origins Athletics creates a supportive environment where individuals can learn, grow, and thrive.


Together, these organizations are joining forces to empower mothers and children with the skills, confidence, and bond that will serve them in every aspect of life.


Why You Should Join:


Learn Vital Self-Defense Skills! 

In a world where safety has become a paramount concern for everyone, especially children, learning how to protect oneself is a valuable skill. This workshop offers practical self-defense techniques in a fun and supportive environment.


Strengthen Bonds! 

What better way to strengthen the unbreakable bond between mother and child than through learning and growing together? This workshop is designed to enhance your connection with your child, while both of you gain confidence and empowerment.


Join a Community Movement! 

By participating, you and your child become part of a larger movement toward safety and empowerment within the community. It's an opportunity to be influencers of safety in your circles and champions of your own stories.


Who Can Join:


Lean In Manila and Origins Athletics are calling on 15-20 dynamic pairs of moms and kids (ages 5-12) to join this empowering activity. If you're looking for a unique opportunity to bond with your child and learn essential skills that could one day protect you and your loved ones, this workshop is for you.


More than just a class, it's part of a movement towards a safer, empowered future for our community. It's a chance to stand with us, learn with us, and grow with us. Be part of this life-changing experience!


Event Details:


Date: May 18, 2024, Saturday  

Time: 3:00 PM  

Location: Origins Athletics San Juan | 606 General S. De Jesus, San Juan, Metro Manila  

Registration fee: Php 1200 for a pair (Mom & Kid) via Gcash and BPI 

(Session is free for past attendees of Lean In events!)


Sign up here!


Spots are limited, so secure your place in this transformative journey today. Let’s embrace empowerment and make safety a shared adventure!


Join us at The Moms and Kids Self-Defense Workshop and take a significant step towards creating a safer, empowered future for yourself and your child. We can't wait to welcome you into our community of strong, empowered families.


For more information, join the Lean In Manila Facebook community and visit Origins Athletics.
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Friday, March 22, 2024

Juggling Kids & an Online Biz? Conquer Both with 11 Proven Time-Saving Hacks

To all parents out there, kudos. Juggling between parenting and running an online business is not for the faint-hearted.

While the internet has created opportunities for various online businesses, allowing many people to work from the comfort of their homes, it is a tough gig. And when you add parenting (another tough gig) to the mix, it can be challenging.

The never-ending duties and responsibilities can consume your physical, mental, and spiritual resources, leaving you running on empty.

Are there solutions to make the gig less tough? The trick is working smarter, not harder. In this article, let's explore proven time-saving hacks to help you along the way.

Back in the day when the kids were small and I was trying to do everything all at once. I made it work, yes, but it wasn't a good idea! I was stressed out all the time!

1. Set daily/weekly/monthly and yearly goals

Setting goals saves you time since it showcases what you must achieve and do at a specific time. Without goals, you run the risk of drifting along without focus.

Jot down your big 3 to 5 daily, weekly, monthly, and yearly goals. Analyze them and break them into small steps achievable daily and build up monthly until you achieve your yearly goals.

With these goals down, you gain clear objectives that push you to create more time since you know what to tackle daily. It also minimizes jumping between different and unnecessary tasks.

2. Batch, anchor, and block schedules

Batching your time, anchoring various habits, and blocking schedules is a series of productivity hacks that enable you to juggle your online work and parenting.

Anchoring is where you tie two important tasks together. So, you do one while doing another.

For example, I can anchor drinking water and checking my email. Yes, I don't like having my inbox/Viber/Messenger all open and my notifications are off. The ping of new messages distracts me from work! So I set a time for checking email and when I do, I drink water, too. This ensures I stay hydrated while staying updated. 

Batching your time allows you to concentrate on similar tasks within a dedicated time and without interruptions. This means organizing similar tasks and concentrating all your energy in a specific time setting. Block scheduling means setting aside a specific time to perform a specific task.

For example, I try to block schedule my afternoon for the specific tasks of meetings. That way, I can get writing and researching tasks done in the morning and I can just focus on my meetings after. 
  
3. Prioritize, prioritize, prioritize!

What is most important to you? Does this task or activity get you closer to achieving your goals? If yes, then that is a priority; focus your energy on it.

Embracing prioritization and categorizing tasks according to their urgency allows you to focus on what is needed now while moving non-urgent and less important tasks for later.

4. Set a timer

When you schedule a task, set a timer. Setting a timer keeps you focused on the task at hand by concentrating your efforts to finish before time is up.

You can also try the Pomodoro method to increase your focus and productivity. My friend Mommy Ginger gave a talk on this in one of our Lean In Manila Circle Sessions! The pomodoro technique works as follows:

- Pick a task you need to work on.
- Work on it for 25 minutes, then take a 5-minute break
- Do 4 sessions of pomodoro, and then take a longer break

The pomodoro technique has been proven to increase focus, and productivity and help you beat procrastination.
 
5. Let everyone chip in

Chores are not simply the purview of one parent working from home. You cannot tackle every single chore by yourself, while running an online business and parenting. Divvy up the tasks and chores fairly. Do not become the family martyr.

If you have older children, create an age-appropriate chart and divide simpler chores for them to do. Letting your kids help with various chores gives them a sense of responsibility and allows them to develop life skills.

This is also something I learned from our recent Lean In Circle Session, "Reclaim Your Time." Involve the family, make them realize that everyone contributes to everyone's success. It's a team effort always!

6. Embrace a morning routine

A morning routine sets up your day for success. Embracing a morning routine enables you to structure the day, keeps you organized, and allows you to tackle more challenging tasks while you are still fresh. 

My weekday mornings go like this:
6-6:30 - Drink water, prepare breakfast and baon
6:30-7 - Wake the kids (I should get them to do this on their own actually), drink coffee while the kids eat breakfast
7-7:30 - Kids leave for school, I shower and get ready for work
7:30-8 - Check messages (personal and freelance work) while on commute
8-8:30 - Put on makeup while I check my work email, then jot down my tasks for the day.

7. Have a weekly cleaning schedule

A clean home is a comfortable working environment and a safe playing ground for kids. Cleaning, when not well planned for, can become hectic and tiresome. Plan to do light duties at certain times, while for deep cleaning, you can opt for it once per week, thus keeping the house clutter-free.

Here's a sample list of basic cleaning that can be done daily:
Make beds
Tidy up and pick up any clutter
Clean the kitchen surfaces and any food prep areas

Laundry, deep-clean of bathrooms, grocery, batch cooking - these can be done on weekends.

8. Use auto-pay systems

Paying bills can be a hectic, but easily forgotten chore. Whether these are your household or business bills, it pays to remember and settle them on time.

You can avoid penalties and inconveniences by setting up automatic payments.

Autopay allows you to pay bills online without remembering the due dates or checking your emails and mail all the time. It's an excellent hack for parents to save, reduce stress, ease bill pressure, and increase your credit score.

9. Embrace meal planning

Create a weekly menu, make a grocery list, and then order your groceries online. I use Metro Mart, but not often, only when I'm super busy. I still like going to the grocery and planning what I'll cook based on what I find.

Knowing the kind of dinner to prepare each night and buying groceries in advance saves time and, of course, money and cooking stress.

Additionally, you can embrace batch cooking and batch prepping. On weekends, make a large pot of stew, curry, casseroles, or other easy-to-freeze food. Freeze it in smaller batches, and defrost and make meals as needed.

You can use online meal planning apps like AnyList, Mealine, or Pepper Plate, or make one yourself and store favorite recipes, thus making it easy to plan which meal for which day.

Alternatively, try meal delivery services such as HelloFresh, to make meal prep time a little easier.

There is no one size fits all, do one, two, or all the above meal prep ideas, as it suits your family and your schedule.

10. Have a regular bedtime routine

A constant bedtime routine enables you to get enough rest and embrace the next day in a relaxed and calm manner. Some bedtime routine ideas may include taking a bath, picking the next day's clothes, packing lunches, and meditation.

I used to have a hard time getting to bed but now I just set my watch to remind me it's 10 pm, time for bed! I write down things I need to do for the next day, do a face massage while praying, then I'm asleep! 

11. Embrace professional help

Nothing beats a little help. This is the one tip I haven't been able to do! But I think moms shouldn't; be shamed for asking for and hiring help. If your budget allows it, embrace babysitters, cleaners, and other home help as needed.

Additionally, consider a digital marketing agency to help take your business to the next level. They can assist with your social media, web design, PPC, SEO, and other essential marketing tasks for an online business.
 
Juggling kids and an online business is not easy at all. Life pulls us in different directions, but the most enjoyable one for any parent is earning a living while being able to take care of their little ones. The hassles of working and parenting can take a toll on any parent. Try some of the above hacks to save time, improve focus, and increase productivity.

Liked any of my tips? I hope you did! I'm planning to write a book on how to juggle everything and still be happy. I don't know if I can write it yet, though. I don't have the time haha! But if you encourage me and promise to buy the book, I'll do it!!!

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Saturday, January 13, 2024

6 Tips for Establishing a Strong Online Presence for Your Next Job

 Whether you’re a fresh graduate from college or a veteran professional, a solid online presence can do wonders for your career. Many professionals have begun to rely on digital interactions to scout for jobs and, on the flip side, many recruiters are also utilizing the web and social media to get to know viable candidates. In a survey by The Manifest, 98 percent of businesses surveyed admitted to using search engines and social media platforms to perform a background check on job applicants to their companies.

If you haven’t already established a noteworthy online presence for yourself, now’s the best time to work on it. Way before you get interviewed, you’ll want to communicate to the professional world that you are a tech-savvy individual who isn’t afraid to showcase their potential and who cares about the impression they’ll make on their prospective employer.

To that end, here are some tips for establishing your online presence and attracting the attention of headhunters and recruiters for Davao jobs or jobs based in other major cities in the Philippines:

1. Assess your current online presence.

Back then, it may have seemed embarrassing to “Google yourself” and to see what kind of footprint you may have already left on the web. But times have changed, and if you want to guarantee a good impression for those who’ll be looking up your credentials or professional history online, you should already expect to take this necessary step.

Be ready to conduct a thorough audit of your existing online profiles, including those on LinkedIn, Facebook, Instagram, Twitter, or even your personal blogs. The idea is to look for inconsistencies, outdated information, or any content that might not align with your desired professional image. This is the first step you should take towards building a more polished and authentic online persona—one that will be instrumental in your pursuit of a successful career.

As you assess your current online footprint, ask yourself the following questions:
  • Does your online presence accurately reflect your skills, experiences, and aspirations?
  • Are there any areas that need improvement or updating?
  • Are there any beliefs or aspects of your personality that you’ve outgrown and that might get in the way of your job-hunting prospects?
  • What kind of information about yourself should you leave public, and what kind of information is best made private?
Taking the time to answer these questions will guide your efforts in refining your online image.

2. Consider creating a personal website.

While this does not apply to every job and industry, having a personal website will often give you an edge over your competition. In the survey mentioned above, 80 percent of employers said that a personal website is important when it comes to evaluating candidates for a particular position. As such, you should consider creating one to showcase your past work experience and to declare your skills and interests in particular fields, for example, web design.

For content writers, photographers, and designers, in particular, a personal website will be a powerful tool for consolidating one’s portfolio, expertise, and personal brand. Think of your website as a digital business card—a centralized hub where potential employers or clients can freely learn more about you.

If you’re thinking of building one, design the website to reflect your unique style while also keeping it professional, visually appealing, and easy to navigate. Next, include sections highlighting your professional achievements, a portfolio comprising your best work, and a brief bio that encapsulates your philosophy for your career. Ultimately, a well-crafted personal website will enhance your credibility and provide you with a sufficient platform to express your individuality and professionalism.

I have a website just for my work! I should update it. See why in #4!


3. Level up your LinkedIn profile.

In the past decade, LinkedIn has emerged as the go-to platform for professional networking. There are currently 67 million companies listed on the platform, and more than 1 billion members seeking to make professional connections. For these reasons, any professional based in the Philippines should optimize their LinkedIn profile so that it can ably support their online presence.

Is your LinkedIn profile as good as it can be? You can level it up, starting with a professional photo—one that exudes confidence and approachability. Next, craft a compelling headline for your profile that succinctly captures your expertise and aspirations.

Take the time to fill in each section of your profile, as recruiters and headhunters would love to learn more about what makes you a good candidate for a certain position. Leave enough detail about your work experiences, and emphasize the accomplishments and skills you’ve attained.

I have a day job (the one that matters to companies) but I decided to keep "author" as my real work.


4. Update your online information.

Keeping your online information up-to-date is a perpetual task that will directly influence your professional image. Outdated information can create a negative impression on potential employers or collaborators. In that vein, you should regularly revisit your online profiles to ensure that they accurately reflect your current skills, experiences, and achievements.

Consider setting a schedule for updates, either on a monthly or quarterly basis. It depends on your preference or availability. You could also make changes to your profiles as you hit significant career milestones, such as closing an important deal, getting promoted, or being assigned important projects.

As you grow professionally, your online presence should evolve with you. Treat your digital properties as dynamic representations of your career journey, always staying true to the growth you continue to achieve.


5. Optimize the online content you put out there.

Content optimization is not just for companies looking to boost their presence on search engines. You can use a similar strategy to enhance your individual online presence and build an audience for yourself even before you secure your next career opportunity. For instance, you can share your expertise for a particular field or niche online through various channels, like blogs, videos, and social media posts. Create content for a community that also involves fellow moms, artists, aspiring entrepreneurs, yuppies, and the like.

After creating and posting content, optimize it further by incorporating relevant keywords, using engaging accompanying visuals, and maintaining a consistent posting schedule. The goal is to position yourself as an authority in your field or someone worth listening to. This will make your online presence a valuable resource for anyone seeking insights into your expertise and what you stand for—including the people who could be considering you for a job.


6. Separate your private and professional social media.

While your personal social media can offer a glimpse into your personality, it's essential to draw a clear line between your private and professional online presence. As soon as you can, adjust your privacy settings on your personal accounts and curate visible content to maintain the most professional image.

Potential employers often scrutinize social media profiles, so you’ll want to do your best to present a polished and focused online persona. According to a survey by CareerBuilder, 70 percent of employers check the social media profiles of potential candidates, and 54 percent of companies have taken candidates out of the running based on their social media content.

If you haven’t done so already, it’s a smart idea to create separate accounts for your professional networking and personal interactions. This way, you can freely express your personality on your personal channels while keeping your professional profiles tailored to industry expectations.

I've changed my Instagram from mom lifestyle to a writer/editor/reader theme.

A strong online presence is a necessity, especially now that companies are looking for candidates who know their way around new technologies and who are well-versed in “netiquette.” Use your online presence to show potential employers that you understand the roles they need you to play—and that, by way of your credentials and personal comportment, you are an exceptional candidate for the position they have open.

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Friday, December 29, 2023

Tips for Choosing the Right Coworking Space as a Digital Nomad

 


Now that modern technology has begun redefining the nature of work beyond the traditional office-based 9 to 5, the life of a digital moment is becoming increasingly appealing to many people. Embracing this lifestyle gives you the freedom to work from anywhere in the world and to choose spaces that maximize your productivity. The quest for the right coworking space is akin to finding a second home whose environment is conducive to doing your best work.

Of course, it’s no walk in the park to find the ideal coworking space. You want more than just a workspace that looks pretty—you’ll need an environment that aligns with your personal working style and also meets your professional needs. This choice becomes especially important when you consider the amount of time you’re likely to spend in your chosen coworking space. Fortunately, this handy guide offers some expert tips for choosing the right one.

1. Consider Your Internet Needs

The internet is an indispensable lifeline for workers in pretty much any industry today, but it’s especially important for digital nomads. A fast and reliable internet connection will make it that much easier to complete your tasks and communicate with your clients and colleagues. Hence, making quality internet one of your foremost considerations when choosing your coworking space is imperative.

While most coworking spaces boast high-speed Wi-Fi, it's always prudent to test the connection yourself. Additionally, consider supplementing the coworking space's Wi-Fi with your own mobile internet solution. In this regard, you’ll need to choose the right postpaid mobile plans. These plans can provide a backup for when Wi-Fi is less reliable, or you find yourself working from a location where the coworking space's internet doesn’t reach. This is to ensure that you always have a seamless online experience that allows you to work without interruptions or connectivity issues.

2. Choose a Conveniently Located Coworking Space

Ideally, you should choose a coworking space that’s situated in a convenient, accessible, and secure area. Think about how you will commute there. Can you reach it easily by public transport? Is the area well-lit and safe if you find yourself working late? Proximity to essential services like cafes, eateries, and even leisure spots can also enhance your workday experience by providing opportunities for breaks and informal networking.

3. Look for a Workspace Environment That Suits You

The ambiance and environment of a coworking space can significantly influence your productivity and well-being. Different spaces cater to different work styles: some are buzzing with activity and collaboration, while others offer a more serene, focused atmosphere. It’s important to consider what environment makes you most productive. Are you someone who thrives in a lively, social setting, or do you prefer a quiet corner where you can concentrate without distractions?

Try to visit any coworking spaces you’re considering before committing to a membership. This gives you a firsthand experience of the noise levels, the ergonomic comfort of the workstations, and the general vibe of the place. Some coworking spaces also offer additional amenities such as standing desks, private phone booths, or outdoor areas which can contribute to a more comfortable and versatile working experience. Remember, the right environment can fuel your creativity and motivation, turning the coworking space into a catalyst for your success.

4. Consult Reviews and Recommendations

When searching for the perfect coworking space, don't overlook the power of reviews and recommendations. These can provide valuable insights into the experiences of others and help you gauge what to expect. Look for reviews on independent websites, social media platforms, and coworking space directories. Pay attention to comments about the internet reliability and the atmosphere, as well as the responsiveness of the management team.

You can also expect to get equally helpful information from word-of-mouth recommendations. Reach out to fellow digital nomads or local online communities for their experiences and suggestions. They can offer unfiltered opinions and practical tips based on their own usage of the spaces. While a coworking space that works well for one person might not necessarily be the right fit for you, understanding others' experiences can guide you in making a more informed decision.

5. Check for Flexible Membership Plans

Adaptability is essential for digital nomads, whose work locations can change frequently. Therefore, it's important to find a coworking space that offers flexible membership plans. These plans can range from day passes to monthly memberships and provide the freedom to choose based on your current needs without the commitment of a long-term contract.

When evaluating membership plans, consider the cost in relation to the amenities the space provides. Does the plan include access to meeting rooms, printing facilities, or complimentary beverages? Is there a provision for accessing the space during weekends or outside of standard business hours? These factors can greatly affect your daily working experience. It’s also worth considering if the coworking space has multiple locations. It can be a huge advantage if you travel frequently, as this provides you with a familiar environment in different cities.

In conclusion, the journey to find the right coworking space is as unique as the lifestyle of a digital nomad. It's about balancing practical necessities with personal preferences to create an environment where your productivity and creativity can thrive. Hopefully, the tips above should provide you with a solid checklist of things to consider when choosing a coworking space that fits your needs.

*photo by Jason Goodman from Unsplash.
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Wednesday, December 27, 2023

8 Wedding Planning Tips During the Holiday Season


The allure of a holiday season wedding captivates many couples and might even compel them to plan their weddings during the most wonderful time of the year. Imagine saying "I do" surrounded by the twinkling lights of December or during the fresh start of a New Year. Indeed, the yuletide season offers a magical backdrop for a wedding.

However, tying the knot between December and January in the Philippines comes with its own set of challenges. From competing with holiday events for venue bookings to navigating the whims of the chilly weather, planning a wedding during this time can seem daunting.

But don’t fret! If you and your partner have decided to wed amidst the bustle of the holidays, you can achieve the perfect wedding through thoughtful preparation and embracing the season's unique opportunities. With the tips below, you can orchestrate a celebration of your love that resonates with the warmth and splendor of the season.

1. Book Your Venue Early

The holiday season is synonymous with parties and other large gatherings, making it a peak time for venue bookings. So, for your wedding, start your search early and make your reservations as soon as you can to ensure you get your dream location. Popular wedding venues in Cebu and other large cities should be booked a year or more ahead, especially during prime dates like the holidays. To further avoid the holiday rush, consider booking midweek days as they offer more availability and lower costs.

Booking early also allows you to send out save-the-dates sooner, which is crucial for a holiday wedding when guests might already have other plans.

2. Plan for the Cold Weather

In the Philippines, the holidays are often marked by cooler weather, intense rainstorms, and sometimes even typhoons. While the country doesn't experience the freezing temperatures of a typical winter, the weather can still pose unique challenges for December, January, and early February weddings. If you’re considering an outdoor ceremony, it’s crucial to have contingency plans. Consider venues that offer both indoor and outdoor spaces so you can quickly move your celebration inside if a sudden downpour occurs. Providing umbrellas or raincoats can be a thoughtful touch for guests moving between different parts of the venue.

3. Budget Wisely

Budgeting for a wedding during the holiday season requires extra attention as prices for venues, catering, and other services can be higher. It’s better to be transparent with your vendors about your budget and look for creative ways to maximize it. For instance, your venue might already be decorated for the holidays, offering a festive atmosphere without the additional cost. Also, consider the timing of your purchases. Buying decorations or attire off-season can lead to significant savings.

4. Confirm Vendor Availability

With the Christmas season being a busy time for everyone, it's essential to confirm the availability of your vendors long before your event. These include caterers, photographers, florists, and entertainment. Be clear about your expectations and their ability to deliver on time, especially around peak dates. It's also wise to have a list of backup vendors in case of last-minute cancellations or changes.

5. Ensure Your Guests Are Informed and Comfortable

It's essential to inform guests about the wedding details well in advance because, as mentioned, many of them may have pre-existing holiday plans. Consider creating a wedding website or sending information cards with your invitations months before the wedding so they can prioritize your event. Make sure to include details about accommodation options, transportation, and any planned activities.

To enhance guest comfort, especially in colder weather, provide amenities like blankets or a hot drink station. If your venue is remote or is prone to be affected by the weather, consider arranging transportation to ensure everyone arrives safely and on time.

6. Embrace Holiday Decor and Seasonal Colors

The holiday season naturally brings a palette of rich colors and festive decorations. You can integrate these elements into your wedding theme to create a harmonious and spirited ambiance; doing this can also help you save on decor costs by utilizing the venue's existing decorations.

For something more unique, think beyond the traditional reds and greens; consider winter whites, blues, silvers, and gold for a sophisticated twist. Use lighting to create a warm, inviting atmosphere: fairy lights, candles, and lanterns can transform a space into a winter wonderland. Remember, the goal is to complement, not compete with, the holiday décor.

7. Capture the Holiday Magic in Your Photos

Your wedding photos are a cherished keepsake and a holiday wedding offers opportunities for breathtaking photographs. Collaborate with your photographer and take advantage of the holiday magic in the air by reflecting it in your photos. From snowy landscapes to twinkling lights, these elements can add a magical touch to your photos. Consider a mix of daytime and evening shots as well to take full advantage of the varied lighting during the holiday season. Don't forget to capture candid moments of guests enjoying the festive atmosphere—these spontaneous shots often become the most treasured ones.

8. Anticipate and Plan for Delays

The holiday rush can affect everything, from vendor deliveries to guest arrivals. Communicate with your vendors about contingency plans for late deliveries or other unforeseen events. If guests are traveling from afar, remind them to plan for possible travel disruptions. This foresight eases stress and ensures that your special day runs smoothly.

With these 8 tips, it should be easier for you to plan your wedding during the holidays. It's everyone's season to celebrate love and joy, and that includes your wedding! 

Your special day is a joyous occasion that can be magnified by the enchanting background of the yuletide season. While it can be challenging, the hurdles you might encounter when planning a holiday wedding are mere stepping stones to creating an event filled with warmth, love, and cheer. Follow these tips to help you weave the season's charm into your special day. Your holiday wedding can be a beautiful blend of romance and holiday spirit, leaving you and your guests with memories that will sparkle for years.

*photo by JESHOOTS.COM from Unsplash.

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Monday, September 04, 2023

7 Essential Financial Skills Every Aspiring Small Business Owner Should Have

Last week, a co-worker asked me what I was doing before I joined the company. I said, "I'm still doing it. For the last 10 years, I worked as a professional blogger, freelance writer, and editor. It's a real BIR-registered business. And she was surprised because apparently, she doesn't know anyone who owns a small business. And it was my turn to be surprised because Filipinos have an entrepreneurial streak, especially when the pandemic hit. Online sellers, freelancers, sari-sari store owners, etc etc. So she asked me how to start a small business and what are good home-based business ideas. Click the links to find out!

My small business is writing! I enjoy being a writer and interviewing celebrities.

Meanwhile, I also think aspiring entrepreneurs in the Philippines are facing a dynamic business environment that demands a solid understanding of financial principles. Don't just start a business without thinking of the financials! To maximize your chance of success in such a competitive environment, soon-to-be business owners like yourself need to develop sound financial skills.

A clear grasp of different financial processes and best practices empowers you to make well-informed investment decisions and confidently negotiate with clients and stakeholders. If you're thinking of starting your own small business or startup, here are seven essential financial skills you should hone to build a strong foundation for your ventures and increase your chances of long-term success and sustainability:

1. Debt Management

Understanding debt management is vital for an aspiring entrepreneur who may need to apply for a business loan to start their venture or support its growth. Developing this skill enables people to assess their borrowing needs, choose suitable financing options, and manage debt responsibly.

In a business context, effective debt management helps entrepreneurs avoid overleveraging, minimize interest expenses, and maintain a healthy credit profile. A startup company, for instance, might be presented with the option to apply for a business loan Philippines banks are making available to their commercial clients.

A startup or small business like yours may find a good fit in the Maya Flexi Loan, a business banking loan that offers low fees and enables entrepreneurs to divide Php 2 million worth of funding into separate loans. Someone with excellent debt management skills will be able to use this flexible financial product to grow their venture and create a repayment plan that aligns with their business's cash flow.

2. Budgeting

Aside from being able to manage business banking loans well, aspiring entrepreneurs should also aim to develop strong budgeting skills. Knowing how to budget your finances and the funds that you’ve received through loans allows you to effectively plan and control your resources.

If you know how to create a well-structured budget as a small business entrepreneur, you can estimate your income and expenses, allocate your resources strategically, and avoid overspending, thus ensuring your business remains financially stable. You’ll also be able to identify cost-cutting opportunities, make informed decisions about investments and marketing campaigns, and set realistic financial goals for your organization.

3. Financial Forecasting

Financial forecasting refers to your ability to predict future revenue and expenses based on historical data and market trends. When you master financial forecasting (a skill I have sadly not mastered, hence here I am, an employee again - sigh!), you can anticipate potential challenges and opportunities and make proactive decisions to stay ahead of competitors.

Business owners who’ve developed the skill of financial forecasting can play a pivotal role in creating strategies, setting achievable targets, and guiding inventory management. It’s possible to build up this skill by analyzing historical sales data, conducting market research, and employing financial modeling and scenario analysis to project different outcomes.

4. Cash Flow Management

Effective cash flow management is essential for the survival and growth of any business. If you master this skill (again, a skill I failed at because of the pandemic), you’ll likely always have cash on hand to cover daily operational expenses, manage debt, and seize growth opportunities.

The skill of effective cash flow management also helps entrepreneurs avoid shortages that may lead to missed payments or disruptions. During periods of positive cash flow, on the other hand, this skill enables businesses to invest in equipment, hire skilled employees, and fund marketing campaigns.

5. Record Keeping

An accurate and organized financial record should serve as a solid foundation for your business decisions. It’s a must, then, for aspiring entrepreneurs like you to make a habit of keeping clear records of all your business transactions, including profits, accounts receivable, and the loans for businesses that the establishment has acquired. Doing so will allow you to get a clear overview of your business's financial health at any time, thus enabling you to assess its performance in the most accurate manner.

Proper record-keeping simplifies financial statement preparation and supports evidence-based decision-making, and it also facilitates smooth audits and financial reviews. Consider learning how to use accounting software to streamline record keeping and ensure that your business always has consistent and accurate records.

It’s also a sound habit to regularly reconcile bank statements, receipts, and invoices. If you aren’t confident about your current abilities, invest in financial training or hire an accountant to ensure that your records are accurate and up-to-date.

6. Pricing Strategy

Pricing strategy refers to the ability to set the right prices for products or services, and it’s also something aspiring entrepreneurs should learn or pick up. Business owners who are able to master this skill can maximize their profitability and maintain their competitiveness. This is because a well-crafted pricing strategy can attract customers, create perceived value, and boost sales.

You’ll be able to determine optimal pricing schemes by understanding production costs, competitor pricing, and customer demand. Boost your capability to optimize pricing, and strike the right balance between profitability and customer satisfaction, by conducting market research, analyzing competitors' pricing strategies, and considering customer feedback.

7. Financial Analysis

Lastly, entrepreneurs should also be able to assess the profitability, liquidity, and overall financial health of their businesses. This skill is called financial analysis, and it allows business owners to gain valuable insights into their venture’s performance.

Financial analysis informs decision-making by helping entrepreneurs identify strengths, weaknesses, and opportunities for improvement. In a business setting, this skill aids in evaluating investment opportunities, measuring financial efficiency, and formulating growth strategies. Go into your new business venture with the desire to improve your financial analysis skills over time.


By developing these skills, entrepreneurs can create strong financial foundations for their businesses, make the most responsive business decisions, and navigate future financial challenges and growth opportunities with confidence. Knowing that continuous learning and applying these financial skills will be instrumental in achieving long-term success and sustainability for your business, aspire to hone these in your journey as an entrepreneur.
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Wednesday, July 12, 2023

Do’s and Don'ts sa iyong unang small business

I'm a sole proprietor of my writing and editing business. I had no idea how to start a small business but thanks to my friends in Taxumo, they helped me. So if you're dreaming, hoping, and wanting to start your own negosyo, research, ask around from entrepreneurial friends, and take the leap! Here's a guest post that I'm sure will be of help!

Let your money grow!

Ikaw ba ay nagpaplano na magbukas ng iyong small business ideas? When it’s your first time starting a business, it is better to start small. Lalo na kung limited lang ang iyong puhunan, magandang panimula ang small business ideas para matuto sa paghandle ng iyong negosyo.

Kung ikaw ay desidido na magbukas ng iyong small business, ito ang mga tips at mga do’s and don’ts when starting your small business!

DO: Research your market

Ang pinaka-mahalagang step when starting your business is to research your market. Mahalagang alamin kung ano ang wants at needs ng iyong mga customer. Ang mga tanong na mahalagang sagutin ay “Sino ang iyong target market?” “Ano ang mga kadalasang needs at wants ng iyong target market?” at “paano mo maaaring punan ang mga pangangailangan na ito?”

This first step is the important part when making the decision on whether to open your business, what services or products to offer, at kung ang iyong posibleng branding.

DON’T: Skip business planning

Never skip business planning! Mula sa market research, ang sunod na step ay to plan your business and have an outline. It is important to specify your goals and vision for your business, para rin iyong malaman ang possible steps and methods kung paano mo aabutin ang iyong mga goals.

DO: Get your business permit

Common misconception sa mga small business owners na hindi na kailangan ng permit para magsimula ng negosyo. Pero alam mo ba na mahalaga itong step para sa iyong negosyo?

Bukod sa makakaiwas ka sa komplikasyon dahil legal ang iyong negosyo, isa rin itong mahalagang factor para mapalago ang iyong negosyo sa future. If you want to expand your business in the future, kailangan mo ang mga permit na ito to get your loans and fundings sorted out.

DON’T: Be shy when promoting your business

One of the traits you should have is confidence and trust in your business. Huwag ka dapat mahiya na ipakilala ang iyong bagong negosyo sa iyong mga kamag anak, kakilala, at mga kaibigan! Sabi nga nila, ang tunay mong mga kaibigan ang siyang susuporta sa iyong business venture.

Mahalaga rin na gamitin mo ang social media to promote your business. Hindi mo agad kailangan gumamit ng paid ads, mahalaga lang ay alam mo ang kiliti ng iyong mga customer.

DO: Keep track of your financials

A small business is still a business. It is important to respect your hard work and your goals by keeping track of your finances. Make sure to take note of what goes in and out of your finances. Dito rin makikita kung tunay na mabenta ang iyong mga produkto, malaki ba ang losses, o kung anong specific products and services ang pinaka gusto ng iyong mga customer.

DON’T: Give up easily on your plans

Owning a business is no walk in the park. May mga panahon na hindi mo mare-reach ang iyong goals, o may challenges na makakasalubong. Pero ang mahalaga ay maniwala ka sa iyong goals at ang iyong pangarap. Do not give up on your small business dreams!

Are you ready to start your small business? Milk tea business man iyan o sari-sari store business, your first negosyo is the start of your big dreams!


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Friday, April 14, 2023

Twilight Photoshoots: Adding a Touch of Magic to Your Real Estate Portfolio

During the pandemic, I amused myself with dreams of moving out of our condo and living in a house far, far away from the crowded city. That means I spent a lot of time on property websites. So when I got a request to share this article on twilight photoshoots to improve the look of your real estate, I just had to do it, in case you guys are in the middle of selling your house and are thinking of ways to make your property look more appealing. 

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This is Venice Canal. I first fell in love with it because of the tiny house of Whitney Leigh Morris. But she's moved to a farmhouse in France now. Photo by Roberto Nickson on Unsplash

As the sun goes down the horizon, the sky creates a magnificent palette of colors, casting a warm and enchanting glow on the surroundings. This magical time of day, known as twilight, provides the perfect setting for captivating real estate photos that can set your property apart. 

This post will explore the benefits of a twilight photoshoot (click this link for gorgeous photos!), the secrets behind capturing stunning images, and how to incorporate them into your real estate portfolio effectively.

The Allure of This Photoshoot

1. It sets your property apart

In the highly competitive world of real estate, standing out from the crowd is essential. Twilight photography has gained popularity among real estate agents as it showcases properties in a unique and memorable light.

2. It harnesses the power of emotion

When people browse through property listings, they look at a home's features and specifications and imagine themselves living there. Twilight photoshoots create an emotional connection with potential buyers by highlighting the beauty and charm of a property in a way that daytime photos simply cannot. The golden dusky hues of the time evoke feelings of comfort, serenity, and romance, transforming a house into a dream home in which buyers can envision themselves.

This definitely makes people want to relax - the perfect emotion you want prospective buyers to feel! Photo by Roberto Nickson on Unsplash

The Secrets to Capturing Breathtaking Images

1. Timing is everything

The key to capturing the perfect twilight image lies in timing. The optimal window for such photography is typically 20 to 40 minutes after sunset when the sky is still illuminated but not too bright. During this brief window, the sky's colors are most vibrant, and the artificial lights from the property create a harmonious balance with the natural light, accentuating the home's features.

2. Preparation and staging

Before the photoshoot, preparing and staging the property to showcase its best features is crucial. This includes turning on all interior and exterior lights and accent lighting. Ensure that the lawn is well-manicured, and consider adding seasonal decorations or outdoor furniture to create an inviting atmosphere.

3. Camera settings and techniques

Using a tripod is essential for such photography, as it allows for longer exposures and sharper images. To achieve the desired depth of field, use a smaller aperture (higher f-stop number), and adjust the ISO settings to minimize the image noise. Bracketing multiple exposures and blending them in post-processing can help retain details in both the highlights and shadows, resulting in a more dynamic final image.

Light and shadows add drama to an otherwise ordinary living room. Photo by Davide Colonna on Unsplash

Integrating Twilight Images into Your Real Estate Portfolio

1. Selecting the best images

Once you have captured a range of images, it's essential to select the best ones that showcase the property's unique features and create a strong emotional connection. 

2. Enhancing your marketing materials

Twilight images can be a powerful marketing tool when used strategically. Feature them prominently in your property listings, social media posts, and print materials, ensuring they work harmoniously with your other marketing efforts. 

3. Tracking the impact

To understand the effectiveness of incorporating twilight images into your real estate portfolio, monitoring key metrics such as website traffic, social media engagement, and inquiries from potential buyers is crucial. Analyzing this data can provide valuable insights into the performance of your marketing efforts, allowing you to refine your strategy and make informed decisions about future investments in this photography. 

A plain-looking house can benefit from sunset lighting because it invokes the idea of coming to a comfortable home after a stressful day at school or work. Photo by Gus Ruballo on Unsplash

A twilight photoshoot can transform your real estate portfolio by adding a touch of magic and enchantment that captivates potential buyers. By understanding the benefits, mastering the techniques, and strategically incorporating twilight images into your marketing materials, you can elevate your property listings and stand out in the competitive world of real estate. 

*article written by Olivia Wiley

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Tuesday, April 04, 2023

5 ways to support your child’s dreams

I got an article advising parents on ways to support your child's dreams and, being a mom of 3 myself, I decided to share it with my mama readers. I'll insert a few personal comments (in italics!) so watch for those. 

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The boy in white is mine! Chess club is his passion!

No two children are exactly alike. While some might share common interests or hobbies, their personalities and set of skills and talents are unique to them. One child may be talented in athletics, while others may be more inclined toward the arts.

Parents have the power to create an environment that will allow their children to discover their talents and interests. Parents can encourage them, help them grow, and direct their steps so they can reach their full potential through these 5 ways.

1. Pay attention and provide hands-on experiences.

Studies show that learning is enhanced when children are given the opportunity to select what they want to pursue. One way to spark a love for learning is to help your child discover and explore activities that interest them.

Expose your child to different experiences and use that moment to discover what he or she loves. Take them out to see a play, to a mom-and-me baking session, or even to visit an aquarium or zoo. You’ll be surprised to discover new things about your child just through these simple activities.

This is true. While I would love for my kids to follow my dreams (haha), I resolved very early on that it's their life, their interests, and their purpose I will support. I'm here to guide them and be alert to their talents and passions. That's the first thing I'm supposed to do as a mama of a future whatever-he-wants-to-be, fully realized man!

2. Provide resources to hone your child's talents

Once you have discovered your child's inclinations, providing the necessary resources will help them grow to their utmost potential.

If your child is talented in photography, you can nurture his or her gift by letting them experiment with a toy camera or by trying out phone photography. Enrolling in a summer course may also help as your child will receive further guidance from a professional while making good use of their free time.

Sometimes, what your child wants isn't what you want. How many of us have horror stories of our parents forcing us to take up hobbies, classes, and courses we abhorred? Well, I almost became that parent, too. Remember when I blogged about how I made my son's dream come true? His dream was to become a gaming and coding vlogger. I didn't approve. But I paid for coding classes and helped set him up his YouTube channel. His Papa bought him his own laptop, too. Now he's taking advanced coding drawing classes. 

I don't really understand it but I've realized that sometimes I don't have to understand my child's dream. I just need to support it. Understanding may come later. It doesn't matter. What my child needs is my support.

3. Reinforce talent through praise and encouragement

Acknowledging your children’s talents gives them a sense of self-efficacy and encourages growth. By using praise, you are motivating your child to think positively about what he or she has accomplished. You are helping your child learn when they do well, and when to be proud of it.

Like I said, I don't understand but I fully support my kids' dreams and passions! Chess club? Okay! Piano? Okay! Books? Okay! Video games? Well... fine, I'll support it and I hope this makes you money one day haha. 

Of course, we don't just buy them everything they want. I've told them again and again that we will provide as long as they work hard. It's not enough that they're interested. I mean, I was interested in watercolor painting, too, during the pandemic. Bought paints, brushes, special paper. One month after my supplies came, I lost interest! So with my kids, I agree to buy them materials or classes but only after they've convinced me that this is more than just a passing fancy.
  
4. Know when to push and when to hold back

One of the most challenging things for parents is witnessing a child on the verge of giving up on something they love doing. Honing your child’s skills takes a lot of time and effort, and sometimes it could also put an unnecessary burden on your child to be good at it right away.

Know when it’s time to encourage more and when it’s time to let go. If you feel your child is undergoing great amounts of stress and frustration, it could be time for you to assess and take control of the situation. After all, no pursuit of talent and skill should ever come before your child’s emotional and mental well-being.

I'm more relaxed at this compared to my husband. But I do push when time has passed and I see no improvement in skill. While I agree that no hobby, passion, or training should harm anyone's mental health, remember that I let them choose this. I didn't pressure them into something they didn't want so I expect them to show mastery or at least some progress in the activity they were certain they wanted to pursue. So I will let them have mental health day offs, but it's important that they don't give up. 

5. Prepare for and secure your child’s future

Every parent has an important responsibility to provide for their children's future and to encourage them to pursue as many of their interests and skills. Apart from the guidance they get at home, education plays a crucial role in honing your child. But sometimes, financial stability becomes a challenge in providing for your child’s educational needs. This is where planning ahead is important, not just to secure funds for tuition fees, but more importantly, to ensure that your child’s future is protected should anything happen to you.

We're done with this! As soon as we had babies, we made sure each of them had an insurance plan that will help them if something bad happens to us, if they want to use that money for a business or for a wedding, or if they choose to claim it for early retirement! 

One of the ways to prepare for your child’s education is to invest in a comprehensive insurance plan like MyLifeChoice for Education, a flexible insurance and investment plan from the leading insurance company, AXA Philippines.

With this plan, you can build your child’s education fund while having peace of mind with the plan’s life insurance coverage that lets you customize up to 25x your basic premium. It also comes with the Bright Rider Plus feature that provides yearly lumpsum payouts should you pass on, which can be used to co-fund your child’s tuition and other educational expenses.

It also comes with built-in accident coverage and a waiver of premium benefits, which means that you will receive cash benefits when you encounter injuries caused by an accident. In the event of permanent disablement, future premium payments will be waived so you can just focus on your recovery.

MyLifeChoice for Education also allows you to choose from a variety of professionally managed local and global funds that let you create a personalized portfolio that matches your investment profile. On the first day of your plan, you will also be rewarded with an additional investment amount via the Start-up Bonus, which is equal to 70% of your first-year basic premium. Potential gains will be added to your savings at the end of policy years 10, 15, and 25 when you invest in the long term with no withdrawals, missed payments, or payment breaks.

“As with all caring adults, education is a crucial stage to develop a child's interests and build them up for their future careers. While this may take time and substantial resources, this is where your trusted insurance partner, AXA Philippines, comes in. Through our MyLifeChoice for Education product, you are empowered to pursue your goals and those of your children with peace of mind,” said Nandy Villar, AXA Philippines Chief Customer Officer.

For more information or to get a personalized quote, visit axa.com.ph/mylifechoice/education.
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